Company Overview - Muthoot Fincorp Limited

Key Highlights:

• The Company is one of the largest Indian NBFCs engaged primarily in the gold loans business in terms of the size of their gold loans portfolio.
• Accordingly, they have extensive experience and a strong brand image and track record in the gold loans business across India.
• Healthy capital adequacy ratio of 19.50% and NNPA of 1.28% as of FY25
• As of march'FY25, the company had an AUM of INR 25,752.22 crore and a Net worth of INR 4,506.17 crore.

Overview:

Muthoot Fincorp Limited ("MFL") was incorporated as Muthoot Debt Management Services Limited on June 10, 1997, at Trivandrum as a public limited company under the Companies Act, 1956, pursuant to certificate of incorporation issued by the Registrar of Companies, Kerala. MFL was granted certificate of commencement of business on July 03, 1997, from the Registrar of Companies, Kerala. Thereafter, MFL’s name was changed from Muthoot Debt Management Services Limited to Muthoot Fincorp Limited on March 19, 2002, pursuant to a fresh certificate of incorporation dated March 19, 2002. MFL was granted NBFC status by the RBI pursuant to the certificate of registration No. 16.0017 0 dated July 23, 2002.

The Company is also authorized to act as a Depository Participant and an Authorized Dealer - Category II. As on date, MFL is engaged in the business of gold loans, foreign exchange conversion, money transfer services as sub-agents of various registered money transfer agencies, generation and sale of wind energy through its wind farms located in Tamil Nadu, Real Estate and as Depository Participant.

Management:

Thomas John Muthoot (Managing Director)

Thomas John Muthoot holds a bachelor’s degree in commerce from the University of Kerala. He is an alumnus of the Harvard Business School having completed his OPM program in 2014, he is the Member of the CII Kerala State Council, Member of the Chamber of Commerce, Trivandrum. He is a businessman by profession and has over three decades of experience in managing businesses operations in the field of financial services.

Thomas George Muthoot (Director)

Thomas George Muthoot holds a bachelor’s degree in commerce from University of Kerala. He is also the Managing Director of Muthoot Capital Services Limited and Muthoot Hotels Private Limited and a director in the other companies under the Muthoot Pappachan Group engaged in hospitality, infrastructure, automotive, property and power generation. He has over three decades of experience in managing businesses in the field of financial services.

Key Financials- FY25:

All figures in INR crore

Lenders

The prominent lenders in Muthoot Fincorp Limited are:

Debt:

·       Bank of Baroda

·       IDBI Bank Limited

·       Indian Bank

·       Bajaj Finance Limited

Equity:

·       Thomas George Muthoot

·       Thomas Muthoot

·       Preethi John Muthoot

·       Nina George

Explore corporate bonds below for Muthoot Fincorp Limited

Above mentioned corporate bond details are as of Date: 20.08.2025.

Disclaimer:

Investments in debt securities/municipal debt securities/securitized debt instruments are subject to risks including delay and/or default in payment. Read all the offer-related documents carefully.