Invest in Mutual Funds Online. Choose Smarter. Invest Better

A Systematic Investment Plan (SIP) allows an investor to invest a fixed amount of money as low as Rs 100 at pre-defined intervals (weekly/monthly etc) in the selected mutual fund scheme. The investor benefits in the long term due to rupee cost averaging and power of compounding.

Yes, most fund houses allow SIP top-up or modification. You can increase, decrease, or pause your SIP anytime.

Yes, you can invest in multiple SIPs in different funds to diversify your portfolio and reduce risk.

If there isn't enough balance in your bank account, the SIP will fail, but your existing investment will not be affected. You can restart or continue in the next cycle.

Ideally, for long-term wealth creation (5-10 years or more), especially in equity mutual funds. However, the duration depends on your financial goals.

Yes, mutual fund taxation depends on the type of fund and holding period.

• Equity Funds: LTCG (above one year) exceeding Rs 1,25,000 is taxed at 12.5%, and STCG (under 1 year) is taxed at 20%.

• Debt Funds: Gains are taxed at the Investor’s applicable income tax slab rates, irrespective of the holding period.

• Equity & Debt Funds: Typically gets settled between T+2 to T+4 business days.

• Liquid Funds: Typically gets settled between T to T+1 business days.

Exit Load is a small fee (0.5%–1%) charged if you redeem units before a specified period (mostly 1 year).

• ELSS funds (Tax Saving Mutual Funds) have a 3-year lock-in period.

• Other mutual funds usually have no lock-in, except for close-ended funds.

You can invest through Altifi, which offers seamless fund selection, automated tracking, and easy withdrawals.

You need: PAN Card, Aadhaar Card, and Bank Account details, for KYC verification.

Yes, you can switch within the same fund house (intra-AMC switch). However, exit loads and taxation apply.

Yes, NRIs can invest in Indian mutual funds via NRE/NRO bank accounts, subject to compliance with FEMA regulations.

Yes, mutual funds depend on market performance. However, investing for the long term reduces risk and increases chances of positive returns.

Equity mutual funds may fluctuate due to stock market movements. SIP helps reduce risk through rupee cost averaging.

Mutual funds pool money from multiple investors and invest in stocks, bonds, or other assets. Professional fund managers handle these investments to maximize returns based on the fund's objective.

Consider your financial goal, risk appetite, investment horizon, and investment objective of the fund before selecting one.

NAV represents the price per unit of a mutual fund. It is calculated by dividing the fund's total assets by the number of outstanding units.