Key Highlights
· Established presence in 11 states across India with the network of 67 branches
· As of Mar '25, the company had an AUM of INR 547.68 crore and a Net worth of INR 190.25 crore
· Healthy capital adequacy ratio of 37.62% and NNPA of 2.86% as of Mar'25
Overview
Satin Finserv Limited (SFL) is a wholly owned subsidiary of Satin Creditcare Network Ltd (SCNL). The company was incorporated in August 2018 with the purpose of scaling up the MSME business and started operations in March 2019. SFL aims to enable access to finance to the MSME industry to fuel growth and employment generation. Their focus is on small business owners in manufacturing, trading and services posting an annual turnover of less than INR 2 crore. SFL’s product offerings include loans in the range of INR 2 lakh to INR 5 lakh offered to customers against immovable property. Eligibility is calculated across multiple parameters, with loan amount depending on the type, quality and market value of the collateral security offered by businesses, self-employed professionals and non-professionals, across lower & middle-income groups.
Management
Mr. Arjun Bansal (CFO)
Mr. Arjun Bansal brings over 7 years of experience in Financial Services, specializing in accounting, finance, budgeting, and taxation. Before joining Satin, he worked with the IIFL Group. He is a qualified Chartered Accountant and holds a Commerce degree from Delhi University.
Mr. Surojit Chatterjee (Head
Credit & Risk)
Mr. Surojit Chatterjee possesses a comprehensive 23-year work experience, including 13 years in the NBFC sector. His expertise spans Commercial Vehicles, Cars, Construction Equipment, and SME products. His career journey encompasses roles at organizations such as Mahindra Farm Equipments, Ceat Ltd., JK Industries Ltd., Birla Tyres, and Magma Fincorp Ltd. His most recent position was at IKF Finance. He holds an Engineering degree from the India Society of Engineers.
Key Financials- FY25:
All figures in INR crore
Particular |
Amount |
AUM |
547.68 |
Cash & Bank Balances |
86.99 |
Borrowings |
438.60 |
Total Assets |
641.95 |
Revenue |
126.62 |
Profit After Tax |
7.45 |
PAT Margin |
5.89 % |
Total Net worth |
190.25 |
Return on Equity |
4 % |
NNPA |
2.86 % |
CRAR |
37.62 % |
Lenders
The prominent lenders in Satin Finserv Limited are:
Bank:
· State Bank of India
· HDFC Bank Limited
· ICICI Bank Limited
FI (NBFC):
· MAS Financial Service
· Northern Arc Capital Limited
·
Blacksoil
capital Pvt Limited
Explore corporate bonds below for Satin Finserv Limited
| Instrument Name | ISIN Id | Credit Rating | Min. Investment | Nature of security | YTM | Tenure (in Months) |
| Satin Finserv Limited | INE03K307058 | ICRA "A-" | ₹ 101,822 | Listed (Senior Secured) | 11.25% | 13 |
Above mentioned corporate bond details are as of Date: 20.08.2025.
Disclaimer:
Investments in debt securities/municipal debt securities/securitized debt instruments are subject to risks including delay and/or default in payment. Read all the offer-related documents carefully.